Tag Archive: budgeting

Holiday Giving

Recently, in what I thought would be a quick Saturday errand, I got stuck in traffic. It took me a moment to realize that the holidays are upon us.

According to the National Retail Federation (NRF®), from Thanksgiving Day through Cyber Monday, more than 174 million Americans shopped in stores and online during the …

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Permanent link to this article: http://nwdistrict.ifas.ufl.edu/fcs/2017/12/02/holiday-giving/

Florida Saves Week 2017, February 27 – March 4, 2017

Nationally, America Saves Week is an annual opportunity to promote good personal savings behavior!

More locally, the University of Florida Institute of Food and Agricultural Sciences (UF/IFAS) is collaborating with America Saves in a campaign to help Floridians build wealth, not debt! The Florida Saves, (floridasaves.org) statewide initiative has been officially endorsed …

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Permanent link to this article: http://nwdistrict.ifas.ufl.edu/fcs/2017/02/24/florida-saves-week-2017-february-27-march-4-2017/

Tips for Holiday Shopping

I don’t know about you but to me it seems we just finished shopping for the holidays and they are here once again. Holiday shopping can be a whirlwind and we forget to take time to stop and think about how much we have spent until the bills arrive. Having a budget for the holidays …

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Permanent link to this article: http://nwdistrict.ifas.ufl.edu/fcs/2016/11/25/tips-for-holiday-shopping/

The Art of Gifting

The holidays are fast approaching! Pause long enough to avoid the pitfalls of overspending. Budgets are always tight during holidays. Gifts are not about the cost, rather they are a display of the true relationship of the people involved.

Gift giving at its finest is a true art form. I have a …

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Permanent link to this article: http://nwdistrict.ifas.ufl.edu/fcs/2016/11/17/the-art-of-gifting/

Financial Fasting Finale

I did it! Or should I say, I didn’t do it! Or more realistically, I almost didn’t do it! What? Spend money in the month of September. Some of you may remember my wallet really needed a break, so I set a goal to spend no money in the month of September unless absolutely …

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Permanent link to this article: http://nwdistrict.ifas.ufl.edu/fcs/2016/09/28/financial-fasting-finale/

September Sans Spending

The month of August has been a financially painful time for me. I blame this on the fact that my only child has just begun her first year at college. Lots (and I mean a whole lot) of spending happened in preparation for this auspicious endeavor.

Permanent link to this article: http://nwdistrict.ifas.ufl.edu/fcs/2016/09/07/september-sans-spending/

Supermarket Smarts

Do you consider buying groceries a real grind? A necessary evil? Well, it may never turn into a fun adventure for you, but there are some things you can do to make it easier on you and your budget.

Grocery shopping actually begins at home:

Permanent link to this article: http://nwdistrict.ifas.ufl.edu/fcs/2016/07/30/supermarket-smarts/

Saving Just $50 of Your Tax Refund Could Mean Winning Big

As W-2 forms and other receipts start rolling in, we’re reminded that tax season is upon us once again. It’s exciting to get back some of your own hard-earned money in the form of a tax refund! Saving a portion of your tax refund can be a big step toward meeting your …

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Permanent link to this article: http://nwdistrict.ifas.ufl.edu/fcs/2016/02/10/saving-just-50-of-your-tax-refund-could-mean-winning-big/

Seasonal Savings

The holiday season will soon be upon us. It seems to begin earlier each year placing more stress on both retailers and consumers. Retailers struggle to sell more products while consumers are subjected to a bombardment of messages via ads and media to encourage us to buy more!  Through careful planning, the journey can be …

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Permanent link to this article: http://nwdistrict.ifas.ufl.edu/fcs/2015/10/30/seasonal-savings/

5 Easy Steps to Save for Big Ticket Items

Very few of us have money ready to cover an emergency, never mind the money for the larger purchases we’d like to make. This is why it’s so important to prioritize savings to cover both the items you need as well as those you want.

Whether you’re saving for a new computer or a car, …

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Permanent link to this article: http://nwdistrict.ifas.ufl.edu/fcs/2015/08/29/5-easy-steps-to-save-for-big-ticket-items/

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