Tag Archive: Money

VITA 2017

In the early 70’s Gary Iskowitz, was doing graduate work as well as teaching tax law while working for the Internal Revenue Service (IRS) agency. Mr. Iskowitz saw a growing problem with questionable tax preparers who were scamming low-income people in his area. He did not like what he saw! Consequently, he proposed that …

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Permanent link to this article: http://nwdistrict.ifas.ufl.edu/fcs/2017/01/23/vita-2017/

Gifts from the Kitchen Make the Holidays Special

It is that time of year when we think about giving special gifts to the people in our lives that mean the most to us. Your list might include teachers, neighbors, friends and co-workers. Gifts don’t have to be expensive, it is the thought behind the gesture that means the most to your friends …

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Permanent link to this article: http://nwdistrict.ifas.ufl.edu/fcs/2016/11/25/gifts-from-the-kitchen-make-the-holidays-special/

Small Steps Are the Key to Healthy Change

Oliver Wendell Holmes, Jr. once said, “The greatest thing in the world is not so much where we are, but in which direction we are moving.” That saying holds true when it comes to our health and our finances.

Health and personal financial issues affect millions of Americans. We struggle with epidemic …

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Permanent link to this article: http://nwdistrict.ifas.ufl.edu/fcs/2016/03/24/small-steps-are-the-key-to-healthy-change/

Some Things are Too Important to Say Nothing: Talking with Your Children about Money

Child Talking to Parent

Most parents would not allow their child to play in the street or to touch a hot stove because parents understand that these actions have consequences and the consequences are serious. If you don’t talk with your child about money and allow them to observe you exhibiting positive financial behaviors, this can also have serious consequences. …

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Permanent link to this article: http://nwdistrict.ifas.ufl.edu/fcs/2015/03/17/some-things-are-too-important-to-say-nothing-talking-with-your-children-about-money/

America Saves Week ~ Online Challenge

America Saves Week 2015 ~ February 23 – February 28

America Saves Week is coordinated by America Saves and the American Savings Education Council. Started in 2007, the Week is an annual opportunity for organizations to promote good savings behavior and for individuals to assess their own savings status. Typically, …

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Permanent link to this article: http://nwdistrict.ifas.ufl.edu/fcs/2015/01/27/america-saves-week-online-challenge/

Spring Clean Your Finances

 

As you are clearing out clutter, sprucing up, and getting ready for summer, you also should start your financial spring cleaning by figuring out where you stand financially. Here are a few tips to help you get started:

1.  Get organized.

Build a personal financial filing system; get out your financial paperwork …

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Permanent link to this article: http://nwdistrict.ifas.ufl.edu/fcs/2014/03/31/spring-clean-your-finances/

Is Credit Card Debt Costing You?

Credit card debt is something that hangs over many Americans. According to the Federal Reserve, in April 2013, the average credit card debt equaled $3,364 per U.S. adult. This assumes that EVERY adult has a credit card and that those cards carry debt. Of course, not all adults own a credit card. Young …

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Permanent link to this article: http://nwdistrict.ifas.ufl.edu/fcs/2013/09/04/is-credit-card-debt-costing-you/

Evaluate Your Need for Life Insurance

Life insurance is protection against the loss of income that would result if the insured passed away. According to Life Insurance and Market Research Association International (LIMRA), approximately 35 million households are uninsured and 50 million American have inadequate life insurance. September is national life insurance awareness month, but the time to start preparing is …

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Permanent link to this article: http://nwdistrict.ifas.ufl.edu/fcs/2013/07/30/evaluate-your-need-for-life-insurance/

Can You Afford it?

Have you ever been in this situation? You are with friends and they suggest going somewhere for dinner. Your finances are tight and you really can’t afford to eat out at the pricey place suggested. What would you do?

1. Admit you don’t have the funds and say, “I really can’t afford it.”

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Permanent link to this article: http://nwdistrict.ifas.ufl.edu/fcs/2013/04/24/can-you-afford-it/