In this Issue:
  • The Equifax Data Breach: How to Protect Yourself
  • Fraud Alert vs. Credit Freeze
  • Florida Saves Week 2017, February 27 – March 4, 2017
  • VITA 2017
  • Surviving the Holiday Stress without Breaking the Bank
  • Tips for Holiday Shopping
  • The Art of Gifting
  • Financial Fasting Finale
  • September Sans Spending
  • Supermarket Smarts
  • Money Management

    The Equifax Data Breach: How to Protect Yourself

    The recent security breach at Equifax from mid-May through July 2017 exposed the personal information of 143 million people; this included Social Security numbers, birth dates, addresses, and driver license numbers.  You may be wondering, “Am I affected?” and, if so, “What should I do now?”

    First, find out if your information was exposed at …

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    Permanent link to this article: http://nwdistrict.ifas.ufl.edu/fcs/2017/10/10/the-equifax-data-breach-how-to-protect-yourself/

    Fraud Alert vs. Credit Freeze

    If you have been affected by the recent Equifax data breach, you may be exploring your options as to what to do next.  All three major credit reporting agencies, Equifax, TransUnion, and Experian, give you the option of placing a fraud alert or a credit freeze on your file.  So, what is the difference between …

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    Permanent link to this article: http://nwdistrict.ifas.ufl.edu/fcs/2017/10/10/fraud-alert-vs-credit-freeze/

    Florida Saves Week 2017, February 27 – March 4, 2017

    Nationally, America Saves Week is an annual opportunity to promote good personal savings behavior!

    More locally, the University of Florida Institute of Food and Agricultural Sciences (UF/IFAS) is collaborating with America Saves in a campaign to help Floridians build wealth, not debt! The Florida Saves, (floridasaves.org) statewide initiative has been officially endorsed …

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    Permanent link to this article: http://nwdistrict.ifas.ufl.edu/fcs/2017/02/24/florida-saves-week-2017-february-27-march-4-2017/

    VITA 2017

    In the early 70’s Gary Iskowitz, was doing graduate work as well as teaching tax law while working for the Internal Revenue Service (IRS) agency. Mr. Iskowitz saw a growing problem with questionable tax preparers who were scamming low-income people in his area. He did not like what he saw! Consequently, he proposed that …

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    Permanent link to this article: http://nwdistrict.ifas.ufl.edu/fcs/2017/01/23/vita-2017/

    Surviving the Holiday Stress without Breaking the Bank

    As the holiday season quickly approaches many people become overwhelmed with all of the activities, decorating, and shopping that needs to be completed. Here are a few tips to save energy, time and your nerves.

    Let’s begin with 5 Steps to Seasonal Savings:

    • Recognize Your Seasonal Stressors:  Know your personal stressors—such as family, …

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    Permanent link to this article: http://nwdistrict.ifas.ufl.edu/fcs/2016/12/05/surviving-the-holiday-stress-without-breaking-the-bank/

    Tips for Holiday Shopping

    I don’t know about you but to me it seems we just finished shopping for the holidays and they are here once again. Holiday shopping can be a whirlwind and we forget to take time to stop and think about how much we have spent until the bills arrive. Having a budget for the holidays …

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    Permanent link to this article: http://nwdistrict.ifas.ufl.edu/fcs/2016/11/25/tips-for-holiday-shopping/

    The Art of Gifting

    The holidays are fast approaching! Pause long enough to avoid the pitfalls of overspending. Budgets are always tight during holidays. Gifts are not about the cost, rather they are a display of the true relationship of the people involved.

    Gift giving at its finest is a true art form. I have a …

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    Permanent link to this article: http://nwdistrict.ifas.ufl.edu/fcs/2016/11/17/the-art-of-gifting/

    Financial Fasting Finale

    I did it! Or should I say, I didn’t do it! Or more realistically, I almost didn’t do it! What? Spend money in the month of September. Some of you may remember my wallet really needed a break, so I set a goal to spend no money in the month of September unless absolutely …

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    Permanent link to this article: http://nwdistrict.ifas.ufl.edu/fcs/2016/09/28/financial-fasting-finale/

    September Sans Spending

    The month of August has been a financially painful time for me. I blame this on the fact that my only child has just begun her first year at college. Lots (and I mean a whole lot) of spending happened in preparation for this auspicious endeavor.

    Permanent link to this article: http://nwdistrict.ifas.ufl.edu/fcs/2016/09/07/september-sans-spending/

    Supermarket Smarts

    Do you consider buying groceries a real grind? A necessary evil? Well, it may never turn into a fun adventure for you, but there are some things you can do to make it easier on you and your budget.

    Grocery shopping actually begins at home:

    Permanent link to this article: http://nwdistrict.ifas.ufl.edu/fcs/2016/07/30/supermarket-smarts/

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