by Angela Hinkle | Sep 28, 2016
I did it! Or should I say, I didn’t do it! Or more realistically, I almost didn’t do it! What? Spend money in the month of September. Some of you may remember my wallet really needed a break, so I set a goal to spend no money in the month of September unless absolutely necessary.
Did this help? Yes, my wallet, checking account, and credit cards seem much more at peace. Was it easy? Except for a few bumps and hiccups, it wasn’t too bad. Like a good financial citizen, I paid all by bills and gave at church, I kept gas in my car, and had plenty of food (in my house).
However…
Snafu #1: The food thing was a little trickier when it came to work. I went to a conference and for five days, we only received one dinner, one lunch, and two breakfasts. The people from Idaho brought and gave out great potato chips (but I could not and should not try to live off of those). I brought lots of nuts, granola bars, and small containers of fruit in my suitcase but still had to fork out money for three dinners and one lunch with a little more substance. My traveling companion knew of the goal I had set and was nice enough to buy me dinner one night. (I think I must have looked really sad and hungry.)
Snafu #2: When did September become the season of giving? A wedding and a baby shower brought out the checkbook. Oh well, there are a new bride and mom-to-be who are happy.
At home, the only food I had to buy was bread (yes, I could have frozen some – yuck, or made some – no time) and milk (yes, I could have used the dry milk – yuck to drink) and since I miscalculated the amount of dog food in the house, I had to buy some of that, too. I will give a big shout out for canned and frozen foods. It was no big deal to not go out to eat nor go to the movies or to other forms of entertainment. (The good stuff doesn’t usually come out until October anyway.)
What about my all-important trips to the nail salon? Ha! I found a gift certificate (I love those things) that took care of both trips to the salon.
Though I didn’t go hard-core all the way, I did really well. I feel so much better and I’ve veered off my path toward debtor’s prison (yes, exaggeration).
I am blessed to have a comfortable life so this was not that difficult. One month without extra spending was a free gift I gave myself. See if giving yourself the gift of a no-spend month makes your life better. Then be sure to share your success stories.
by Angela Hinkle | Sep 7, 2016
The month of August has been a financially painful time for me. I blame this on the fact that my only child has just begun her first year at college. Lots (and I mean a whole lot) of spending happened in preparation for this auspicious endeavor.
- Ouch – I began to question if I was spending more than I was making. (This was brought on by reading Building a Spending Plan: All Six Steps, a UF/IFAS EDIS publication.) Actually a very helpful financial read. Check it out: http://edis.ifas.ufl.edu/pdffiles/HE/HE82700.pdf
- Ouch – My credit card bills in the last few months have been quite hefty.
- OUCH – The college bills for housing and tuition came due.
What to do to help alleviate some of the pain caused by this financial stress? I remember reading about “no-spend” months. People often pick February because it has the fewest number of days. But I feel the need for immediate action – and so September it is.
A no-spend month means you don’t spend money on anything except the absolute necessities. I have to pay the mortgage, the car payment, utilities, and I have to get may nails done (yes, that is, in fact, a necessity for me). But no buying clothes or shoes, going out to eat, going to the movies, buying gum or an emergency caffeinated drink. Since there is no child in my house now, I think I may actually be able to do this.
Researchers say if we tell others about our goal, we are more likely to work hard to achieve it. So I told the participants in a health class I was teaching about this goal of mine. One very sweet, gentle, older woman said, “Honey, you know you can’t do that.” My somewhat deflated response was, “Why?” Her kind answer – “You know you’re going to send that child care packages.” Right she was.
However, undeterred, quite determined actually, I have found ways to plan around such obstacles. I sent a care package to the child at the end of August and will send the next one at the beginning of October. I will eat out of the fully stocked freezer and pantry to avoid trips to the store. I will start September with an already full tank of gas. I will watch TV at home. I will do this!
Once October rolls around, check back in and I’ll let you know how I did. Wish me luck!
by Angela Hinkle | Jun 29, 2016
What’s the best way to enjoy a variety of the nutrients and other substances needed for good health? Eat from every food group every day.
Foods are put into food groups because they provide key nutrients, in about the same amounts. For example, the milk, yogurt, and cheese in the Dairy Group provide about the same amount of the nutrient, calcium. You don’t have to eat from every food group at every meal. However, to get all the nutrients you need for good health, it’s best to eat a variety from each of the five food groups throughout the whole day.
To get that variety, choose different foods within each food group. Oranges are a great source of Vitamin C, but if the only fruit you ever eat is oranges, you’re probably missing out on lots of nutrients in all of those other yummy fruits.![myplate_blue[1]](https://nwdistrict.ifas.ufl.edu/fcs/files/2015/10/myplate_blue1-300x273.jpg)
Fruits like blueberries, apples, and watermelon are high in the nutrients vitamin C, folate, and fiber, which help to maintain the health of your body and decrease some chronic diseases.
Vegetables like kale, squash, and onions offer potassium, fiber, and vitamin A, which can help to maintain healthy blood pressure, lower risk of heart disease, and keep eyes and skin healthy.
Grain Foods, especially the “whole grain” variety like oatmeal, whole wheat bread, and brown rice, are great sources of several B vitamins and minerals – like iron. These and other nutrients in the grains group help the body to release energy, aid in digestion, and form red blood cells.
Dairy foods, like milk, yogurt, and cheese, are excellent sources of calcium, which is important for building and maintaining strong, healthy bones.
Protein foods, including lean meats and poultry, fish, nuts and seeds, eggs, and tofu, provide the protein needed to build, maintain, and repair tissues in our body. Muscles and organs, like your heart, are made of protein.
You don’t have to and probably shouldn’t eat the exact same thing every day. You should, however, Eat Every Food Group Every Day. It’s a brand new day, go ahead…get started…right now!
For more information on ways to get variety in all the food groups, check out this site from the United Sates Department of Agriculture (USDA): http://www.choosemyplate.gov/MyPlate
by Angela Hinkle | May 19, 2016
“Milk and milk products provide a wealth of nutrition benefits. But raw milk can harbor dangerous microorganisms that can pose serious health risks to you and your family. According to an analysis by the Centers for Disease Control and Prevention (CDC), between 1993 and 2006, more than 1,500 people in the United States became sick from drinking raw milk or eating cheese made from raw milk. In addition, CDC reported that unpasteurized milk is 150 times more likely to cause foodborne illness and results in 13 times more hospitalizations than illnesses involving pasteurized dairy products.”
This is an excerpt from the U.S. Food and Drug Administration Protecting and Promoting Your Health website http://www.fda.gov/Food/ResourcesForYou/Consumers/ucm079516.htm. By reading the information and watching the video on this site, you can better understand the dangers of raw milk and how it can affect your family.
Milk is good for you and it tastes great. Just remember to drink it responsibly and safely.
by Angela Hinkle | Apr 1, 2016
“Breaking bread”, or eating a meal with others, is a deeply personal way to foster a sense of belonging. Food is a social glue; it brings us together for conversation, a time to catch up, a chance to connect with loved ones, and it fills our bellies as well.
If you wish to “break bread” (with actual bread), here are some nice, tasty bites of information.
- The hypnotic, heavenly, warm, welcoming aroma of freshly baked bread makes many of us feel that all is right with the world and provides a sense of comfort.
- Researchers have found that the smell of baking bread triggers a positive mood that leads to a higher degree of benevolence, kindness, and concern for the welfare of others.
“Bread – like real love – took time, cultivation, strong loving hands, and patience. It lived, rising and growing to fruition only under the most perfect circumstances”. – Melissa Hill, Something from Tiffany’s
- A fascinating thing about bread is that though it is often viewed as a “poverty fuel”, it can feel like a luxury to even the most monetarily wealthy of individuals.
“”There are people in the world so hungry, that God cannot appear to them except in the form of bread”. – Mahatma Gandhi
- If you’re going to break bread with bread, go for healthy whole grain varieties for plenty of good-for-you minerals, vitamins, and fiber.
Break bread for a healthy life.
