Renting Or Owning

by | Mar 30, 2016

renting or owningHome ownership means different things to different individuals.

  • “We feel that owning our own house is a sign of wealth.”
  • “We would purchase a house so our kids would be in the right school zone.”
  • “It was property we could sell once the children had moved out. We could down size and sell the house and use the funds toward retirement.”

You might purchase a home for one or all of the reasons listed above. Some people want the comfort but not the issues of lawn maintenance and repairs. Many of us have very busy schedules and do not want the hassle of maintenance.

In some cities you have the rising cost of leasing an apartment. It can be cheaper to purchase a house than rent an apartment. Always factor in utilities, lawn care, repairs, insurance and taxes. If you are buying your house, the insurance and taxes can be included with the mortgage.

Keep in mind that the interest you paid on your mortgage and taxes can be claimed on your income taxes. Your rent payment cannot be claimed on your income taxes. Equity also builds up in your home. Even if you are renting you should have renter’s insurance.

When renting, you have the freedom of movement once your lease has expired. If you own your house, you can rent it or sell it, but you would need to move.

Owning your home gives you freedom to decorate your home as you please. If you do not abide by the restrictions of your apartment lease, you could forfeit your deposit.

 

Whether you decide to own or rent is your personal choice. Make the right decision for you.

 

 

Why Eggs?

Why Eggs?

by | Mar 14, 2016

This is the time of year when people hear “Easter,” they think of Easter egg hunt. Eggs can be used for more than just an Easter Egg Hunt, although Easter is when you can purchaseEgg picture eggs at their lowest price.

While eggs often are eaten for the protein value, they also contain other nutrients. Eggs provide vitamin A, riboflavin, minerals, and other vitamins. The yolk contains saturated fat and cholesterol, which is a concern for those with high cholesterol.

There is a vast variety of egg substitutes* on the market if you need to avoid the cholesterol. Some examples are:
o Egg whites ®
o Egg Beaters ®
o No eggs ®
o Egg Replacer ®
o Vegan Egg Replacer ®
o Gluten-free Egg Substitute ®

Why eggs? Because they are healthy – whether you select the real thing or a substitute.

*The use of trade names in this article is solely for the purpose of providing specific information. UF/IFAS does not guarantee or warranty the products named, and references to them in this article does not signify our approval to the exclusion of other products of suitable composition.