by sbouie | Mar 30, 2016
Home ownership means different things to different individuals.
- “We feel that owning our own house is a sign of wealth.”
- “We would purchase a house so our kids would be in the right school zone.”
- “It was property we could sell once the children had moved out. We could down size and sell the house and use the funds toward retirement.”
You might purchase a home for one or all of the reasons listed above. Some people want the comfort but not the issues of lawn maintenance and repairs. Many of us have very busy schedules and do not want the hassle of maintenance.
In some cities you have the rising cost of leasing an apartment. It can be cheaper to purchase a house than rent an apartment. Always factor in utilities, lawn care, repairs, insurance and taxes. If you are buying your house, the insurance and taxes can be included with the mortgage.
Keep in mind that the interest you paid on your mortgage and taxes can be claimed on your income taxes. Your rent payment cannot be claimed on your income taxes. Equity also builds up in your home. Even if you are renting you should have renter’s insurance.
When renting, you have the freedom of movement once your lease has expired. If you own your house, you can rent it or sell it, but you would need to move.
Owning your home gives you freedom to decorate your home as you please. If you do not abide by the restrictions of your apartment lease, you could forfeit your deposit.
Whether you decide to own or rent is your personal choice. Make the right decision for you.
by Heidi Copeland | Mar 24, 2015
On March 4, 2015 the EPA (Environmental Protection Agency) unveiled a new Safer Choice label/logo, which makes it easier to find household cleaners and other home products that are safer, more environmentally friendly—and still get the job done!
Finding cleaning and other products that are safer for you, your family, and the environment should be easy. Products with the Safer Choice label help consumers and commercial buyers identify and select products with safer chemical ingredients, without sacrificing quality or performance.
Safer Choice labels can be found on laundry products, all-purpose cleaners, car care products, dishwashing products, tub and tile products as well as floor care products. Some of these products will also carry a “Fragrance-free” notation.
The Safer Choice standard, formerly known as DfE’s – Standard for Safer Products (or the “DfE Standard”) identifies that the products and their ingredients met the Safer Choice label/logo requirement.
Safer Choice used the technical expertise of its workgroup (EPA scientists, formulators and even environmentalists to identify ingredients with the lowest hazard profile). While many of us take cleaning products for granted most are a highly scientific formula of ingredients, each with its distinct functional properties. Take dish washing liquid for example. Many of these products contain surfactants that aid in cleaning by reducing surface tension, solvents that dissolve or suspend materials, and chelating agents that reduce water hardness. Without the use of these ingredients we would probably complain about the effectiveness of the product.
A Safer Choice product contains the safest possible ingredients. Each ingredient has been screened for negative synergies (dangerous chemical combinations), potential human health effects, and environmental effects– based on the best available data. Safer Choice products will use ingredients with the lowest hazard in their functional class while still be high-performing.
Only products who have become Safer Choice partners can earn the right to display the Safer Choice product label/logo. Products using the Safer Choice label/logo have invested heavily in research, development and reformulation to ensure that their ingredients and finished product align at the green end of the health and environmental spectrum, while maintaining product performance.
Please note, the use of the Safer Choice label/logo does not constitute endorsement from the Environmental Protection Agency (EPA). It does however, recognize the company using the Safer Choice label/logo has gone through rigorous screening and uses ingredients with more positive human health and environmental characteristics than conventional products of the same type.
For more information see:
http://www2.epa.gov/saferchoice/safer-choice-standard
Heidi Copeland
Extension Agent II
Have a question? Contact the University of Florida IFAS – Leon County Extension office at 606-5203, weekdays 8 a.m. to noon or 1 to 5 p.m.
University of Florida IFAS – Leon County Extension is an Equal Employment Opportunity/Affirmative Action Employer authorized to provide research, educational information and other services only to individuals and institutions that function without regard to race, color, gender, disability or national origin.
by Heidi Copeland | Mar 24, 2015
Spring cleaning of one’s home is a tradition dating back centuries that is tied to the vernal equinox – the first day of spring. At the spring equinox, days are approximately 12 hours long with day length increasing as the season progresses. In many cultures this longer, lighter, warmer day is often a cause for celebration! And who could even think about celebrating a longer, lovelier day without a clean home?
The kitchen is a great place to start! You can protect yourself by preventing the spread of germs where food is prepared. However, the terms clean, sanitize and disinfect are often used interchangeably which can cause confusion. Best practices based upon current research state that cleaning and sanitizing is multi-step process. And even though surfaces look visibly clean, they may still be contaminated with microorganisms (infectious fungi, bacteria and viruses).
Cleaning is the removal of dirt from food preparation surfaces. These can be counters, cutting boards, dishes knives, utensils pots and pans – even your refrigerator.
- Wash surface with soap and warm water
- Rinse with clean water
- Air dry or dry with a clean disposable towel
Sanitizing reduces germs on inanimate – nonliving surfaces.
- Wash surface with soap and warm water using appropriate cleaning agents and equipment. Detergents can penetrate soil quickly whereas solvent, acid or abrasive cleaners may be needed for deep cleaning. The friction of cleaning — often with soap and water — removes most surface germs, which is adequate for most household surfaces.
- Rinse with clean water
- Air dry or dry with a clean disposable towel
Disinfecting destroys or inactivates most germs on inanimate surfaces.
- Wash surface with soap and warm water
- Rinse with clean water
- Disinfecting is not appropriate in all cases. However, it’s a good idea to get in the routine of disinfecting countertops, door and cabinet handles, and sink and sink faucets as these places are used frequently- think where dirt and guck can collect!
- Air dry or dry with a clean disposable towel
Also remember to disinfect dishcloths – often. Launder dishcloths frequently using the hot water cycle of the washing machine. Be sure to dry cloths thoroughly. These items can harbor bacteria and when wet, promote bacterial growth. Also, consider using disposable towels to clean up surfaces.
And don’t forget your kitchen sink drain and disposal. Once or twice a week clean, sanitize and disinfect.
Bathroom surfaces can be of critical concern. Surfaces closest to the toilet bowl – seat, cistern and nearby walls and shelving are most affected. When cleaning and disinfecting bathroom surfaces it is important to understand fecal matter is especially a huge matter of concern!
Then there are our general housekeeping surfaces, floors, walls, and furniture, which are low–touch surfaces that require low-level of disinfections. Cleaning these surfaces frequently with a bit of detergent or a low-level disinfectant designed for general housekeeping can decrease the level of contamination. General procedures should be followed. Remove dirt form surfaces (dust, vacuum or sweep) sanitize or disinfect, allow surfaces to air dry.
Thorough cleaning of all surfaces is important to reduce the spread of pathogens. High-touch surfaces, surfaces that are handled frequently, throughout the day, by numerous people, need cleaning and disinfecting. These surfaces can include doorknobs, light switches, phones, keyboards etc. that can become contaminated by objects such an inadequately cleaned rag, sponges or even improperly washed hands.
Cleaning regularly prevents the build-up of materials that can carry pathogens and support their growth. Some pathogens, viruses especially, can have a long shelf life and can stay on surfaces if they are not properly cleaned, sanitized or disinfected.
Take a look at The University of Florida IFAS EDIS publication explaining the use of common household products to use effectively as sanitizers. Also remember, it is critical to read and follow the safety instructions on any product you use.
http://edis.ifas.ufl.edu/pdffiles/FY/FY128000.pdf
http://www2.epa.gov/saferchoice
Heidi Copeland Extension Agent II Family and Consumer Sciences
615 Paul Russell Road Tallahassee, FL 32301-7060 850/606-5203
by Judy Corbus | Nov 21, 2014
Do you have food containers growing green fuzzies in the back of your refrigerator? It’s easy for leftovers and other food items to overstay their welcome in the fridge, creating a food safety hazard as well as unnecessary clutter. With Thanksgiving and the start of the holiday season just around the corner, now is the perfect time to super-clean your refrigerator. Follow these tips to get your refrigerator ready for Thanksgiving leftovers and other holiday treats:
- Remove everything from the refrigerator.
- Examine each container – discard outdated leftovers and any items of whose age you are uncertain or you don’t plan to use in the near future.
- Remove shelves, drawers, and bins. Wash with a solution of baking soda and warm (not hot) water.
- Clean the interior of the refrigerator with baking soda and warm water. Dishwashing detergent can leave a residue that can lead to odors if not rinsed thoroughly. Dry with a soft cloth or paper towel.
- Clean each container before returning it to the refrigerator.
- Wash the outside of the refrigerator with sudsy water (using hand dishwashing detergent), rinse, and dry. Wash the gaskets around the refrigerator doors – sticky gaskets can cause air leaks, costing you more energy over time.
- Vacuum the dust off the condenser coils, usually on the back of the refrigerator, or under it. Dirty, dusty coils make the refrigerator work harder to cool and use more energy, costing you more money.
- Remove and clean the “pan” or plastic tray at the very bottom of the refrigerator that collects the condensation or defrost water. Look in your care manual to find where this “pan” is located. Dust and moisture in this “pan” can cause mold to grow, causing health problems for people with allergies.
- Clean the floor around and underneath the refrigerator.
Your fridge is now ready for the holidays!
Sources: My Florida Home Book – Taking Care of Your Home, Chapter 5. Taking Care of Indoor Features, University of Florida/IFAS Extension, 2008.
http://www.cooksinfo.com/clean-out-your-refrigerator-day
by Dorothy C. Lee | Apr 14, 2014
Photo credit: Dorothy C. Lee
Spring is officially upon us. There are few rites of Spring more familiar than the annual Spring Cleaning. It is easier and healthier to live in a clean, well-organized home. Spring Cleaning doesn’t have to be synonymous with drudgery, though.
The key to cleaning is being organized and familiar with the uses of different cleaning products. Today’s cleaning methods and equipment make it more efficient and economical to clean. Be an informed consumer when selecting household cleaning supplies. Selecting a few all-purpose cleaners is more economical and requires less storage space.
Make it easy: Get organized. Gather cleaning supplies. Select a few all-purpose cleaners. Put all of your cleaning supplies, brushes, gloves, rags, etc. into one basket and take it with you as you move from room to room.
Clean with ease. Here are some tips that can help you:
- Clean as you go. For example, make your bed as you get out of it.
- Perform preventive measures to avoid big cleaning jobs later. For example, change filters in heating and cooling equipment regularly.
- Plan ahead. Make a list and check off items as you complete the chore. Establish a flexible cleaning schedule.
- Make sure to follow manufacturers’ directions for use and care of items.
- Incentivize by establishing a goal and rewarding yourself when you’ve accomplished it.
- Get in a cleaning mindset. Put on an exercise DVD and think of cleaning as a workout instead of a chore, or put on music you like to move to and let it energize you.
Consider making your own household cleaning supplies…Granny did! Try baking soda, vinegar, and ammonia for cleaning. These old-fashioned cleaners still work today. Making your own cleaners can cost less and be environmentally safe.
Safety considerations should always be followed when making household cleaning supplies. Never mix chlorine bleach with any other cleaning agents, especially ammonia or vinegar. The combination can create toxic fumes. Do not store cleaning supplies in containers that once held food or beverages – this can lead to mistaken identity and accidental poisoning. Clearly label each container. Store all cleaning supplies out of reach of children. Mix cleaning solutions in a well-ventilated area and clean up after using toxic substances. Store containers tightly closed.
Many household cleaners can be made from inexpensive household ingredients. Following are a few DIY cleaning solutions you can prepare yourself:
Multi-purpose Cleaner
1/2 cup ammonia
1 cup baking soda
2 cups warm water
Mix ingredients in a one-gallon container until baking soda is dissolved, and then add enough water to fill the gallon container. Use ½ cup of mixture in a bucket of water to clean floors, walls, woodwork.
Window Cleaner
Mix together 2 tablespoons vinegar and 1 quart water in a spray container. Spray windows and use crumpled newspaper, if desired, to shine windows.
Mildew Cleaner
3/4 cup chlorine bleach
1 gallon water
Mix and put into spray container. Apply to mildewed area; let stand for five minutes; rinse with water.
Disinfecting Solution
3/4 cup chlorine bleach
1 tablespoon liquid soap
1 gallon water
Mix ingredients together. Wipe surface and let stand for two minutes. Rinse and wipe dry or air dry.
Aluminum Cleaner
1 tablespoon vinegar to 1 quart water or
2 teaspoons cream of tartar to 1 quart water
Add solution to pan and bring to a boil. Boil until discoloration disappears. Empty solution, let pan cool, and rinse.
Consider making your own cleaners before you buy. They cost less and are eco-friendly. Be an informed consumer and spring into cleaning!
For further information, visit the University of Florida/IFAS Solutions for Your Life website.
References:
EDIS publication FCS 3149 Hazardous Household Substances: Alternatives That are Relatively Free of Toxic Effects
“Eco-Friendly Alternatives to Commercial Cleaners and Other Household Products,” Environmental Media Services, www.ems.org
“Safe Substitutes at Home: Non-Toxic Household Products,” EnviroSense, www.epa.gov
by Judy Corbus | Apr 14, 2014
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Photo credit: American Cleaning Institute
Are you familiar with the new single-load liquid laundry packets? They are a convenient new laundry product which contains highly concentrated detergent in single pouches. However, if not stored properly, the packets can pose a danger to curious young children leading to injury from ingestion or exposure to the eyes. The American Cleaning Institute urges parents and caregivers to keep these products in a secure location out of reach and sight of young children.
For best results with the laundry packets, follow these tips:
- Like all other cleaning products, keep single-load liquid laundry packets out of the reach of children and pets between every load to prevent unintended exposure.
- For best results, add the single-load liquid laundry packets to the bottom – also known as the drum – of the washing machine, both for top-loader and high-efficiency front-loader machines, before adding clothes. Do not put this product in your machine’s dispenser drawer.
- Do not cut or tear the single-load liquid laundry packets. They are designed to dissolve completely in the machine, even in cold water.
- Read the product label to determine how much product you should use.
- Do not use the single-load liquid laundry packets for washing laundry by hand or to pretreat fabric.
- If the single-load liquid laundry packets stick together, throw them away. The packets can rupture if you try to separate them.
- Handle this product with dry hands only, and remember to close the product container completely after each use to keep out moisture. The film that encases the laundry detergent is designed to dissolve quickly, even in small amounts of water. Store this product away from water.
- Always ensure the re-closable bag or container is tightly sealed after use and during storage.
- As with other laundry products, keep product in its original container with intact labels.
- Store products away from food, as you would with other laundry products.
Take the KEY Pledge (one grand prize winner will receive one electronic gift card in the amount of $2,500.)
- Keep single-load liquid laundry packets out of the reach of children.
- Educate your family and friends about the safe use and storage of these new laundry products.
- You serve a key role in laundry safety.
For more information, watch this short animated video available in both English and Spanish.
Source: American Cleaning Institute
Home ownership means different things to different individuals.
