by Angela Hinkle | Jul 11, 2018
The pickin’ is plentiful and life is good. Now is the time to take advantage of summer’s bounty. Summer produce is colorful and healthy. It tastes amazing. And right now, it’s everywhere!
Fruits and Veggies in Season
Buying summer produce now means you get fruits and vegetables that taste their best. See Panhandle Produce in Season for what’s in season in the Florida Panhandle. Because this is the easiest time to grow them, they also cost less than at other times of the year. You also may get to learn more about where your food comes from. This is a great time of year to buy local. Speaking of which…
Visit a U-Pick farm for fresh, local produce.
Photo source: Alex Hinkle
U-Pick Farms
When’s the last time you or your kids picked your own food? U-Pick farms are a great way for the whole family to enjoy the outdoors. (Hint: for max comfort and safety, go in the earliest/coolest part of the day.) Picking from a U-Pick helps you get delicious food at a good price. It also helps local businesses thrive. You can meet the local farmers in your area. You usually can get easy, tasty recipe ideas and you can even make new friends. (Working to pick your own food also can make you appreciate how hard it is to have the job of farmer.) To find the closest U-Pick farm in your area, contact your local UF/IFAS Extension Office.
Save Some for the Colder Months
Whether from a U-Pick, farmer’s market, or grocery store, sometimes you just can’t eat all that great produce right now. What to do? Canning or freezing are excellent options. For information on freezing vegetables, see UF IFAS Freezing Vegetables. For fruits like berries, rinse berries well and let them dry on paper towels. Place in plastic zippered bags and freeze. Then just take out the amount you need for blueberry muffins in January – Yum! Or if you live in the South, it’s easy to make cold smoothies in the blender any time of year.
Fresh-picked blueberries are perfect in smoothies and salads.
Photo source: Alex Hinkle
Half MyPlate
The USDA (United States Department of Agriculture) recommends half of your plate be fruits and veggies. Eating in this way gives your body the nutrients it needs to get healthy and stay healthy. Vitamins, minerals, water, and fiber are packed into summer produce. Eat a variety. Try produce in every color, texture, shape, and size. To pack a tasty, healthy wallop for your next meal, make a hot multi-veggie hash alongside a cold refreshing fruit salad. For more ideas on how to add more fruits and veggies into your day, go to Liven Up Your Meals with Fruits and Veggies.
Summer’s Bounty – get it now, enjoy it now!
by Judy Corbus | Jul 10, 2018
Check your air conditioner filter monthly and replace when dirty.
Photo Source: UF/IFAS Northwest District
When the temperature is in the 90s and the heat index in the triple digits, you certainly don’t want your air conditioner to conk out! Follow these simple steps to keep your AC running efficiently and to save money on your electric bill:
Check the filter monthly. Your air conditioner’s filter catches dust, dirt, and allergens to keep your home cleaner. During periods of high use, like summer, a lot of air passes through the filter so it can become dirty more quickly. If you live in a dusty area or have pets, these, too, can “fill” your filter so be sure to check your filter monthly and clean or change it as needed. Some filters are washable and reusable, such as in window unit air conditioners. To clean, turn off the unit and remove the filter. Wash in warm, soapy water and allow to air dry; reinstall in unit. Replace the filter if it is worn or torn. Inspect and replace window seals to prevent cool air leaks.
Central air conditioning systems typically use disposable filters. Turn off the system to prevent dust and dirt from entering the unit while you are cleaning it. Open the intake grate and remove the filter. Hold the filter up to a light; if you see very little light through the filter, replace it. Make sure to install the new filter so the air flows in the direction indicated by the arrow on the filter frame. Also, dust the grate with a soft cloth. Use the filter type recommended by the manufacturer for best performance; keep a supply on hand so you can change them regularly. Pick a day of the month, such as the 1st or when you receive your electric bill, to check the filter. This also is a good time to dust your ceiling fan blades.
Does a clean filter make a difference? A clogged filter makes your air conditioner work harder to pull air through the filter. Many of the newer air conditioning units now have a safety feature that shuts down the unit if air cannot pass through the filter to prevent the compressor from overheating. When this happens, a service technician must inspect and reset the unit, resulting in a service call charge. Getting in the habit of checking and changing your filters regularly will keep your unit operating efficiently and extend its usable life. You can reduce your air conditioner’s energy consumption by 5 to 15 percent by maintaining clean air filters (www.energy.gov).
Clean leaves and other debris from the fan, compressor, and condenser. Trim shrubbery so it is at least two feet away from the outside unit to allow for proper air flow.
Check and clean the evaporator coil every year.
Use a “fin comb” (available at hardware stores) to straighten bent coil fins.
Twice a year, insert a stiff wire through the drain channels to clear and prevent clogs, which can lead to backups and flooding.
Have your air conditioner serviced at least once a year. Spring is an ideal time to have a qualified service technician inspect and service your unit so it can handle the demand of the hot summer months.
Keep your “cool” this summer with these maintenance tips!
For more information, visit:
Energy Saver 101: Everything You Need to Know About Home Cooling
Florida Energy Systems Consortium
by Judy Corbus | Feb 27, 2018
Photo Source: University of Florida
It’s tax time, and many of us will be seeing refund checks soon—time to celebrate!
Now, what are you going to do with all that extra cash?
Maybe you have some bills to take care of, and it’s certainly a good idea to get those off your plate. But after that, let’s say you have some money left over. What then?
Think about putting those extra dollars in a savings account. Or, if you don’t have a savings account, open one. Even if it’s just $100, that first deposit could be the start of a lifelong savings habit.
Which brings us to another question: Why is it important to save?
Let me answer that question with another question: If you had to cover a $1,000 unexpected expense today, could you do it?
These little emergencies come up all the time. Your car needs repairs. You get sick and miss work. You have to travel out of state unexpectedly. These challenges are just part of life, but you can be prepared to meet them.
That $100 you tuck away is not much now, but consider this: If you saved $100 each month for a year, you’d have $1,200 in your bank account. That’s a good financial cushion that can keep you afloat when the unexpected happens.
Need a little encouragement to stick to the savings habit? The Florida Saves Pledge (floridasaves.org) is a great tool for setting financial goals. With this pledge, you’re making a commitment to work toward some type of savings objective, such as an emergency fund, a down payment on a house, or even retirement.
As a Family and Consumer Sciences Agent in Washington and Holmes Counties, part of my job is to help our community members learn to take charge of their money. In fact, there are people like me all over the state helping their neighbors with everything from horticulture to nutrition and youth development. We’re a network of experts who make up the University of Florida’s Institute of Food and Agricultural Sciences Extension. And we’re here to help, today.
For more information, contact your local Extension Office.
by Judy Corbus | Feb 3, 2018
Set your thermostat to 68 degrees or lower in the winter to reduce heating costs. Photo credit: Judy Corbus
We have recently gotten a taste of what our neighbors to the north typically experience this time of year – frigid temperatures! As the mercury plummets, utility bills move in the opposite direction. Winter is not over yet so follow these easy steps to save money on your electric bill during the next cold snap:
- Set your thermostat to 68 degrees F or lower in the winter. Dress in layers for added warmth.
- Grab a throw or blanket to stay warm while reading or watching television.
- Check air filters monthly and clean or change when they become dirty. This will help your unit to operate more efficiently and last longer. A clogged filter can cause your heating system to shut down to prevent the compressor from overheating – this requires a service call to reset it.
- Use a ceiling fan, moving in a clockwise direction on low speed, to move heated air down from the ceiling into the living space. Turn fans off when leaving the room.
- Open curtains and blinds on south-facing windows to let the sun naturally warm your house. Close them at night to reduce heat loss.
- Caulk or weather-strip around windows and exterior doors to seal air leaks.
- Insulate water heater supply pipes with foam pipe wrap to reduce heat loss.
For more energy-saving tips, visit My Florida Home Energy.
by Kendra Hughson | Jan 26, 2018
Family picking blueberries at a u-pick farm. Credit: UF/IFAS Tyler Jones
The question of what happens to the family farm is often riddled with many emotional opinions. So much so that families may not communicate effectively about their wishes or plans. Many life events can change the dynamics of a family farm. Whether marriage, children, divorce, illness, retirement or death, significant events can require a plan or a change in the transition plan. Planning in advance of a crisis or significant life event increases the chances that the family farm will successfully transition to someone who is ready to carry on the family business. Having a plan also can lead to clear communication that reduces the likelihood of family conflict and stress. Yet, four out of five Florida farmers do not have written estate plans.
You can take steps to protect your family and your family farm by attending the University of Florida IFAS Extension workshop, “Ag Saves: Preparing for Later Life Farming.” This workshop will help you ensure that your wishes are honored when the time comes.
You and your partners are invited to learn together how to:
- Discuss the future of the farm
- Assess your future financial needs
- Talk with local experts in financial planning, estate planning, and taxes
Join us for this complimentary program on Wednesday, February 21, 2018. Lunch and materials will be provided. Program sponsors include UF/IFAS Extension, U.S. Trust, Pacific Life, and Merrill Lynch.
Registration will begin at 8:30 a.m. Central Time/9:30 a.m. Eastern Time.
Program will begin at 9:00 a.m. Central/10:00 a.m. Eastern and conclude at 1:00 p.m. Central/ 2:00 pm. Eastern.
Register Online: http://bit.ly/2AOv0JC
Registration deadline: February 14, 2018. Choose from 3 Locations in Northwest Florida:
Okaloosa County Extension Office (host site)
3098 Airport Road
Crestview, FL
850-689-5850
Jennifer Bearden: bearden@ufl.edu
Jefferson County Extension Office (satellite site)
2729 W Washington Hwy.
Monticello, FL
850-342-0187
Julianne Shoup: juliannes@ufl.edu
Gadsden County Extension Office (satellite site)
2140 West Jefferson Street
Quincy, FL
850-875-7255
Laurie Osgood: osgoodlb@ufl.edu
Register online or contact Kendra Zamojski at hughson@ufl.edu for more info.
by Heidi Copeland | Jan 26, 2018
The Internal Revenue Service (IRS) announced recently the nation’s tax season begins Monday, January 29, 2018. The IRS also reminds taxpayers claiming certain tax credits to expect a longer wait for refunds.
Nevertheless, many software companies and tax professionals accept tax returns before January 29, 2017. Be aware! These prepared returns cannot be submitted until the IRS system opens. Any money received prior to the opening of the Income Tax season may cost you! Early refunds are often charged processing fees as well as interest.
In 2017, under the change required by Congress in the Protecting Americans from Tax Hikes (PATH) Act, the IRS is to hold refunds claiming the Earned Income Tax Credit (EITC) and the Additional Child Tax Credit (ACTC). The IRS expects the earliest EITC/ACTC-related refunds to be available in taxpayer bank accounts or on debit cards starting February 27, 2018, if these taxpayers choose direct deposit and there are no other issues with their tax return.
For taxpayers not claiming the EITC/ACTC-related refunds, three weeks is the normal time it takes for a tax return to be processed, factoring in weekends and holidays. In fact, calling the IRS will not expedite your return/refund; typically, an IRS representative can only research the status of your refund 21 days after you file electronically and 6 weeks after you mail your paper return.
Nevertheless, it is your inherent right to both pay taxes and communicate with the IRS about the status of your taxes. You can start checking on your refund status electronically 24 hours after filing your taxes electronically or three weeks after mailing a paper return.
Note: The filing deadline to submit 2017 tax returns is Tuesday, April 17, 2018, rather than the traditional April 15 due date. This year, April 15 falls on a Sunday, and this usually would move the filing deadline to the following Monday – April 16. However, Emancipation Day – a legal holiday in the District of Columbia (DC) – will be observed on that Monday, which pushes the nation’s filing deadline to Tuesday, April 17. Under the tax law, legal holidays in the District of Columbia affect the filing deadline across the nation.
Choosing to both e-file and provide a means for directly depositing refunds remains the fastest and safest way to file an accurate income tax return and receive a refund.
Adapted from the IRS Website.
