The Deal with Debt: Personal Finance Series (Part 5)
Debt is money you owe to a person or business. While debt often carries a negative connotation, responsible borrowing and repayment can improve your credit history. Debt & Credit Debt becomes a problem when you can’t repay what you owe. Missed minimum payments,...
A Practical Guide to Credit: Personal Finance Series (Part 4)
When people talk about credit, they are referring to their credit history. Credit history describes how they have used money over time, which can significantly impact many aspects of life, including housing, employment, and finances, because landlords, lenders,...
The 8 Pillars of Health and Wellness
A few years ago, I found myself juggling too much, including: work, family, school, health, and everything in between. I was constantly exhausted, mentally foggy, and emotionally drained. I didn’t realize it at the time, but I was neglecting more than just my physical...
Plugging Spending Leaks
When it comes to managing money, most people focus on the big-ticket items: rent or mortgage, car payments, or student loans. But it is often the small, unnoticed expenses – known as spending leaks – that can really make a big impact on overall financial health. These...
Osteoporosis: A Silent Threat to Bone Health
Osteoporosis is a chronic condition that weakens bones. Weak bones are more likely to break. Osteoporosis is often called the "silent disease" because it can progress without symptoms until a fracture occurs, typically in the hip, spine, or wrist. What Is...
Today’s Risk for Tomorrow: Personal Finance Series (Part 3)
We’ve covered budgeting and saving as foundations of money management. Investing is another element: it means putting money into assets like stocks, bonds, or real estate to earn returns through capital gains, dividends, or interest. Investing involves more risk than...
The Power of Positive Thinking: How It Shapes Mental Health
The Power of Positive Thinking: How It Shapes Mental Health In a world filled with daily stressors and uncertainties, the way we think can significantly influence how we feel. Positive thinking—more than just a feel-good phrase—has been shown to have profound effects...
Saving for Tomorrow: Personal Finance Series (Part 2)
In a previous blog, we explored budgeting as one of the elements of money management. But once you know where your money is going, the next step is making that money work for your future through saving. Savings is the portion of your income set aside for future...
Pets are Good for Mental Health
Today’s world can offer up a lot of stressors and as a result, many individuals face mounting pressures and mental health challenges. Recent studies reveal that pet ownership provides a unique sense of comfort and stability that can alleviate stress and anxiety. By...
Safe Summer Cooking: The Importance of Proper Cooking Temperatures
As we enjoy the final weeks of summer, outdoor cooking, grilling, and gatherings are in full swing. Whether you're firing up the grill at a Labor Day picnic or preparing dinner indoors to beat the heat, understanding proper cooking temperatures is essential for both...